How do I check my UMB HSA balance?

How do I check my UMB HSA balance?

or call: 866-520-4HSA (4472).

What is UMB HSA account?

A Health Savings Account (“HSA”) is a tax-exempt trust or custodial account created for the purpose of saving and paying for qualified medical expenses in connection with a High Deductible Health Plan (HDHP).

Does UMB have HSA accounts?

With UMB you get a leading provider of healthcare payment solutions including health savings accounts (HSAs), benefit spending accounts and payments technology.

What is UMB Healthcare Services?

UMB Healthcare Services, a division of UMB Bank, n.a., provides HSA custodial services, multipurpose debit cards and healthcare payment solutions to insurance carriers, third-party administrators and software companies.

How do I find my HSA balance?

There are several ways you can find the balance of your HSA:

  1. Sign in to your HSA using digital banking at
  2. View your most recent eStatement.
  3. Use Text Banking (if you have this feature set up).
  4. Call our Client Care team at 1-888-472-8697.

What is UMB HSA routing number?

Where can I find my account and routing number? UMB’s routing number is 101000695.

What can I use my HSA for UMB?

Typical HSA qualified medical expenses include:

  • Medical expenses, insurance deductibles, co-pays, and other eligible expenses not covered by insurance.
  • Hospital charges.
  • Prescription drugs.
  • Medical supplies.
  • Over-the-counter drugs, with a prescription from your provider.
  • Eyeglasses, contact lenses, solutions and eye surgery.

Where can I find my UMB account number?

Your UMB account number is the set of numbers immediately following the routing number, which contains the number of the check as well.

When can I access my HSA?

age 65
You can withdraw money from your HSA at any time for any purpose. If the money is used for an ineligible expense (whether medical or non-medical), the expenditure will be taxed and, for individuals who are not disabled or over age 65, subject to a 20% tax penalty.

What is my HSA routing number?

HSA Bank’s DFI or routing number is 075907947.

What is a HSA a how does it work?

Key takeaways An HSA allows you to pay lower federal income taxes by making tax-free deposits each year. Deposits to your HSA are yours to withdraw at any time to pay for medical expenses not paid by your HDHP. You can also use the account to pay for the medical expenses of a spouse or other family members – even if they aren’t covered by your HDHP.

How to check my balance on my health saving account?

Setting up an HSA. You are eligible to set up and contribute to a health savings account if you have a qualified high-deductible health plan.

  • Using HSA Funds. You can use your HSA funds to pay for a variety of qualified medical expenses,including doctor and dentist visits,ambulance services,vision care and prescription drugs.
  • Tax Penalty.
  • Who is eligible for a health savings account?

    Anyone with a high deductible health plan ( HDHP ) can use a Heath Savings Account. HSAs can be used by individuals and families who buy private insurance and by employees and employers. Specifically, your plan should state that it is a High Deductible Health Plan (HDHP) and is HSA eligible.

    What are the rules for health savings account?

    Health Savings Account Rules A Health Savings Account or HSA is tax advantaged medical savings account that is owned by the individual (this means they are portable). They are designed to be used in conjunction with a High Deductible Health Insurance Plan, which means the money you save on lower insurance premiums can fund your HSA.